Privacy Policy

Overview

Young Money Investments ("YMI," "we," "our," or "us") provides educational websites, email publications, free and paid communities, membership services, and social-media tools. This policy describes information processed through those services.

Information We Collect

• Contact details you submit, including email address, first name, and phone number when requested
• Marketing choices, email-topic subscriptions, unsubscribe status, and signup source
• Membership, purchase, product, and access information provided by Whop
• Discord account identifiers and membership-role status when you connect Discord for paid access
• Messages or support information you choose to send us
• Basic website, device, referral, and interaction data used for security, rate limiting, and aggregate analytics
• Advertising and conversion identifiers, purchase value, and pseudonymized identifiers such as hashed email when conversion tracking is enabled
• Engagement metrics from YMI-operated social-media accounts

How We Use Information

We use information to:

• Send requested Discord access, membership onboarding, publications, and service notices
• Send YMI marketing emails when you explicitly opt in
• Provide, synchronize, and revoke membership access
• Process payments and maintain transaction records through service providers
• Respond to support requests and protect our services from abuse
• Measure site and content performance and improve YMI services
• Comply with legal, tax, accounting, and security obligations

Email and Marketing Choices

Free-community signup requires an email address and a clear marketing opt-in. We send the requested Discord invite to that address and enroll consenting users in the selected YMI email topic. You can unsubscribe from marketing or change preferences using links in our emails without losing existing Discord access. Transactional membership or security messages may still be sent when necessary to provide a requested service.

Service Providers and Sharing

We use providers to operate YMI services:

• Resend for contacts, email topics, preferences, and delivery
• Whop for checkout, membership, and product access
• Discord for community access and paid membership roles
• Supabase for application records and access automation
• Vercel for website hosting, request processing, and site analytics
• Google Analytics for aggregate website usage measurement
• Google Tag Manager for loading configured measurement tools
• Microsoft Clarity for site interaction and usability analytics when configured
• Meta Pixel and Meta Conversions API for advertising attribution and purchase conversion measurement, including pseudonymized identifiers such as hashed email
• Meta/Instagram for YMI social-media publishing and engagement analytics

Providers process information under their own terms and privacy policies. We may also disclose information when required by law, to protect users or services, or as part of a business transaction. We do not sell personal information.

Retention and Security

We retain information while needed for access, communication, security, recordkeeping, or legal obligations. We use access controls, encrypted transport, restricted service credentials, and provider security controls. No system can guarantee absolute security.

Your Rights

Depending on your location, you may request access, correction, or deletion of personal information, or object to certain processing. You may also:

• Unsubscribe from marketing using any email footer
• Change available email-topic preferences
• Disconnect third-party accounts through the relevant provider
• Contact us about a privacy request at the address below

California Privacy Rights

This section is for California residents and sets out the rights in the California Consumer Privacy Act as amended by the California Privacy Rights Act. We state them in full rather than depending on whether a statutory threshold applies to us in a given year.

• Know and access: the categories and specific pieces of personal information we hold about you, where they came from, why we collected them, and the categories of recipients.
• Delete and correct: ask us to delete or correct your personal information, subject to exceptions the law allows (for example records we must keep for tax, fraud prevention, or a completed transaction).
• Opt out of sale or sharing: we do not sell personal information. We do use analytics and advertising measurement, such as Google and Meta, to measure our marketing; those tags run only after you turn tracking on in the site's tracking preferences, and turning it off stops them. To opt out of that sharing, use the tracking preferences or email us and we will record the opt-out. We do not currently read browser opt-out signals automatically.
• Limit sensitive personal information: we do not collect precise geolocation, government identifiers, or health, biometric, or precise financial account data, and we do not use sensitive personal information to infer characteristics about you.
• Portability: receive the personal information you provided in a portable, readily usable format.
• Non-discrimination: we will not deny you membership, charge a different price, or provide a different level of service because you exercised a right.
• Authorized agents: an agent may submit a request with your written permission; we may still ask you to verify your identity directly.

Send a request to cameron@youngmoneyinvestments.com and we will respond within 45 days of a verifiable request, with an extension where the law allows one and we tell you why. We verify a request against the email on your membership or purchase record.

Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect information from minors.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted at this URL.

Contact Us

For privacy-related questions or concerns:

Email: cameron@youngmoneyinvestments.com
Business Name: Young Money Investments